Ken Baruth is Vice President, Risk and Dealer Credit, Global Chief Risk Officer at Toyota Financial Services Corporation (TFSC) Group. This puts him in charge of setting up and enforcing risk-based policies and risk-based metrics for the 32 companies within the TFSC group. He brings substantial automotive captive finance expertise to the role through his three decades of experience working with Chrysler Credit, Ford Motor Credit and Toyota Financial Services (TFS). Throughout his time at TFSC, Baruth has worked in: operations, sales, and product development. Other roles he has had include: Branch Manager, Regional Manager and Corporate Manager.